Let Greater Houston Area Appraisals handle your appraisal needsTo a lot of people, an appraisal just looks like a line item in the long list of items for a home sale or refinance. And even though there are a budding number of automated home valuation processes that may appear to be more economical than an appraisal, most lenders still call in a local expert because the stakes are very high. Is getting a mortgage the only basis for getting an appraisal? Are there also situations when the services of a certified, independent real estate professional could come in handy? You bet. 
Contest your tax assessment in Harris CountyIf you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At Greater Houston Area Appraisals, we're qualified to assist you in appealing your tax assessment. Eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the property. Most often, this added payment is folded into the monthly mortgage payment and is soon forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Greater Houston Area Appraisals can give you a statement regarding the value of your home. The expense of the home valuation can generally be regained in little time because you'll no longer be paying the PMI. Order your appraisal from Greater Houston Area Appraisals today Order onlineGet a fair valuation on a home for divorce settlementsA divorce is often complicated by the burdensome decision of who keeps the home, and it can be a very daunting experience for both parties. Regardless of the situation, it's a good idea to order an appraisal from Greater Houston Area Appraisals so both parties are fully aware of the true market value of their home. If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Ascertain an accurate and fair valuation for estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these matters. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal. Relocate to or from Harris County for workWe know the headaches involved with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed inspection, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information about any new sales or listings in their neighborhood that they want considered. Close on your home quickly — at an accurate priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they depend on our efforts to finish the appraisal report. We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market. 
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